There are a few common habits holding many of us back from achieving the retirement we've always envisioned. In this video, I’ll discuss these habits and how to overcome them.

Cutting the Wrong Expenses: We've all heard the advice about brewing your coffee at home instead of buying one at Starbucks. The amount saved by doing this pales in comparison to other financial decisions. For example, choosing a pricier home or car leaves you with hefty monthly payments that far outweigh the price of a daily coffee.

Working Harder, Not Smarter: There’s a reason the age-old mantra of working harder, not smarter, is such a popular phrase. A quintessential hard worker who diligently stashes away $30,000 annually will have less in the long run than someone investing strategically. It's not just about how much effort we put in but also where we channel that effort.

Not Having a Clear Destination in Mind: Many of us have trudged along, diligently saving funds without a concrete idea of what our retirement will actually look like. Without a roadmap, we risk endlessly chasing an ever-receding goal. It’s important to pause, reflect, and envision the retirement we truly desire. By being intentional with our planning, we can transform a hazy idea into tangible goals, guiding every financial decision we make.

Achieving the retirement we envision requires a thoughtful reevaluation of our habits and mindset. By being intentional, envisioning our goals, and aligning our efforts with a well-defined plan, we can overcome common obstacles and set ourselves on a path toward the retirement we truly desire.

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⏱Timestamps:⏱
0:00 - Cutting the wrong expenses
2:39 - Working harder, not smarter
5:53 - Not having the end in mind
8:38 - The next step

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