Ah. life in Canada. Getting your paycheque and watching half of it leave. CPP payments are yet another of the many things bogging down Canadian citizens who, in the moment, would most likely rather have extra cash to spend on groceries than tuck something away in the CPP.

But has the juice been worth the squeeze? How long in retirement does it take to earn the money you put in back? And how does it all work to begin with?!?!

Forget what the guy at the water cooler said, this is some real math. Let us know if this feels like a fair assessment or if we're just puppets of the state!

This video dives into the financial nuances of the Canadian Pension Plan (CPP), offering a thorough analysis to determine if the CPP is a wise investment choice for Canadians. The video explores the CPP's sustainability, its impact on employees and small business owners, and the financial outcomes for individuals based on different life expectancies. It aims to demystify CPP contributions, their value over time, and the actual benefits received upon retirement, providing a comprehensive overview for Canadians to assess the CPP's efficacy as a retirement planning tool.

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Introduction to CPP as an Investment 00:00:00
Understanding CPP Contributions 00:00:34
The Rising Costs of CPP Contributions 00:02:44
Comparing CPP with Personal Investing 00:04:54
Calculating the Payouts and Break-Even Points 00:06:22
Wrapping it on up (00:11:44 - 00:12:13)
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The content on this channel is provided solely for informative and educational purposes and does not represent investment advice.
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