Mother Nature takes no prisoners, and this applies to ships as much as anything else. Some of the most famous sinkings in human history, such as Titanic, are a direct result of nature. And that's not even touching on Typhoon Cobra.

One unfortunate armored cruiser, USS Memphis (formerly USS Tennessee) also applies here. Run aground by massive waves, generally cited as a tsunami. Evidence tends to lean more towards hurricane driven waves, nowadays, but regardless of the exact cause...

Memphis was swamped. Swamped and slammed into rocks. This cruiser is a classic example of why even massive warships must respect the power of nature.

Further Reading:
https://www.drgeorgepc.com/LossUSSMem...
https://www.ibiblio.org/hyperwar/Onli...
https://www.usni.org/magazines/procee...
https://www.history.navy.mil/research...